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As technology develops rapidly, the number of cameras on our smartphones seems to increase exponentially, and these devices also offer us more and more opportunity to be proactive and productive, despite the court of public opinion perhaps saying the exact opposite.
We already as a nation spend a ton of time on our phones, perhaps more than we should in fact, with it being reported that the average person spends over three hours on their phone each day, picking it up around 58 times too. So, why not use this time to our advantage and actually learn something for a change?
Looking for a financial planning app to help you put away some savings for the long term? Perhaps you’re just interested in some general budgeting apps to help you be a bit more conscientious of your outgoings? Well, for some more information, take a look at the following short guide, giving you some initial insight on how to best make use of your mobile, followed by some app recommendations to help you maintain a healthy financial profile.
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Top Money Saving Apps 2019 – Getting started
Before getting into the other additional apps that you can use to help you financially, you should first make sure that you’re using your phone’s existing capabilities and features to their full capability.
Here are a couple of pointers that you should make sure you’re doing to help you to get the most out of your smartphone:
- First things first, make sure that you’re making the most of your chosen bank’s smartphone app. Most people will have already got this sussed, but if you’re still having to type in excessive customer numbers and codes on your computer every time you want to check your account, then you can save yourself some valuable time.
Not only can you manage your account, viewing current balances, available balances, and managing/cancelling direct debts, but with some banking apps, you can even transfer money and make payments. this can be a real help if splitting the bill or lending a friend some cash on the fly.
- Whether it’s through Apple Pay, Samsung Pay, or Google Pay, e-wallets built-into the phone allow you to streamline the things you carry around with you, and again have greater control of your money, able to pay for things at the press of a button.

Top Money Saving Apps 2019 – Getting started
Here’s a selection of five financially beneficial apps to take a look at, all of which are free to use.